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Last updated: June 2026 · [LEGAL-REVIEW — not legal advice as drafted]
This website is operated by Harty Consulting LLC, d/b/a Pennybacker AI. By using it, you agree to these terms.
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The site and its content are provided “as is,” for general information. Nothing here is a binding offer, a guarantee of results, or professional advice for your specific situation.
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Governing law
These terms are governed by the laws of the State of Texas.
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